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Interactive Credit Card Authorization System
When
purchased and installed, the Interactive Credit Card Authorization
System (ICCAS) automates the approval and/or transaction of draft
deposits for credit card purchases. ICCAS is used exclusively with
the M.O.M. and SiteLINK Internet Gateway.
The M.O.M. and SiteLINK Internet Gateway
The M.O.M.
and SiteLINK Internet Gateway is a unique and proprietary web-based
transaction processing system that was created and is maintained by
Authorize.Net. The software to connect your M.O.M. system to the
Gateway is contained in the Interactive Credit Card Authorization
System (ICCAS) option for your M.O.M. system. Once ICCAS is
installed on your M.O.M. system, the Gateway isavailable to any
workstation with a web connection.
The
Gateway provides you with the combined ability to approve and
charge cards both in batch or an order-by-order basis. (See
Approving Credit Card Payment for a Single Order in Chapter 14 and
Approving and Processing Credit Cards in Batch in Chapter 15.) In
both cases, the gateway passes the required information directly to
one of several credit card processors for card approval and/or
transaction processing using Authorize.net to make the required
connection. All card credits and/or debits are made directly to
your commerical bank account as specified by you when you enter
your merchant information during ICCAS setup.
The
Gateway contains many powerful features to help you better serve
your customers and to manage all of your credit cardprocessing.
These features include,
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Independence from Processors - The Gateway can connect you to just
about all the major card processing networks. Because your "gateway
connection" is independent from the card processingnetworks, you
are free to shop for better fees on your credit cardprocessing
using any one of several available Merchant Service Providers.
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Level 2
Qualifying Rates - The Gateway enables M.O.M. to pass Level 2
information for corporate credit cards making lower rates available
on those transactions. In addition, Card ValidationVerification
also enables fewer fraudulent transactions, which also results in
lower rates.
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E-Check -
E-check enables you to take a customer check for anorder and clear
the amount with the bank electronically the day the order is
entered. So, you can ship the order to the customerwithout actually
receiving the physical check.
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Two-Pass
Processing - Two-pass enables you to obtain anauthorization first
on an amount and then actually charge the card later. Because the
authorization allows for small changes to thefinal total, this
feature enables you to adjust final charges forshipping costs
without having to re-authorize the final amount. In addition, with
2-pass authorization, you can manually overrideaddress verification
responses and void orders.
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High Speed
Processing - Both in batch and for single transaction processing,
turn-around speed averages about 4 seconds!
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Ease-of-Use and Reliability - Because the connection is web-based,
it is much less susceptible to phone-line interruptions and
disconnects.
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On-Line
Reporting - Once you are setup, you have secure access to your own
merchant screen on the web. From this one single screen, you can
access complete reporting on all transactionactivity on your
merchant account.
See Also
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